Underwriting Specialist
- Riyadh
- Permanent
- Full-time
- Evaluate and assess B2B customer applications for Tabby's services, analyzing financial information, payment histories, and other relevant data to determine creditworthiness.
- Make informed underwriting decisions in line with SAMA regulations and company policies, balancing risk with business objectives.
- Collaborate closely with internal teams, including finance, compliance, and customer service, to ensure efficient processing of applications and clear communication with customers.
- Monitor and update underwriting guidelines to maintain compliance with evolving regulatory requirements and industry best practices.
- Utilize data analytics to identify trends and patterns in customer behavior, adjusting underwriting strategies as needed to mitigate risk.
- Ensure all underwriting activities comply with SAMA regulations, company standards, and industry best practices.
- Bachelor's degree in finance, business, or a related field; a professional underwriting certification is preferred.
- 1 - 2 years of experience in underwriting or a related field, with a strong understanding of credit risk and underwriting principles.
- Analytical mindset with excellent problem-solving skills and attention to detail.
- Strong communication and negotiation skills, with the ability to explain complex concepts to various stakeholders.
- Ability to work independently and as part of a team, with strong organizational and time management skills.
- Familiarity with the fintech or financial services industry is advantageous.